purchasing your council house



Begin using the affordability calculator to measure your mortgage/loan repayments. Gauge your monthly repayments in advance buy using the mortgage/loan calculator.

The calculator allows you to estimate your mortgage/loan payments by entering:

The total cost of the home,
A down payment amount,
An interest rate (fixed rate),
The Amortization period,

The payment result is displayed below the form, very simple and very easy to follow.


FAQ Shortcode

The Right To Buy scheme allows secure tenants of council homes and housing association properties to buy their home with a significant discount, this can be cheaper than renting Joint applications You can make a joint application with: Someone who shares your tenancy Up to 3 family members who’ve lived with you for the past 12 months (even if they don’t share your tenancy) The Right to Buy is not available to people who part own their home. You should talk to your landlord/local council if you are considering buying a further share of your home
The following discount levels will apply: • 3 years – 35% discount for a house and 50% discount for a flat   • 4 years – 35% discount for a house and 50% discount for a flat   • 5 years – 35% discount for a house and 50% discount for a flat   • 6 years plus – add 1% per year for houses (up to 70% or the cash maximum – whichever is lower), add 2% per year for flats (up to 70% or the cash maximum – whichever is lower)
There are Four Steps in the Right To Buy Process in owning your home, STEP ONE - Complete An Application Form Ask one of our friendly advisers for help with this to be assured you get your maximum discount entitlement! STEP TWO - Get Acceptance Of Your Application When you have completed your form we can check it for you just to make sure it is filled in correctly and then you can forward it on to your landlord either by post or simply hand it in whichever suits you best ? Shortly after that you will be sent by post your  'Landlord's notice in response to tenant's right to claim basically this is your confirmation the right to buy process is now underway. Remember give us a quick ring to let us know this has been received. STEP THREE - Have Your Property Valued And Get a Formal Offer To Buy With Your Personal Discount Your local housing landlord will arrange a suitable time with you to visit your home to do a simple valuation of your property. To:- CALCULATE ANY MORE DISCOUNT YOU'RE ENTITLED TO FOR QUALIFYING HOME IMPROVEMENTS ( SEE STEP 1 ABOVE ) DETERMINE THE BEST PURCHASE PRICE FOR YOU COLLECT INFORMATION TO SEND YOU THE FORMAL OFFER WITH YOUR PERSONAL DISCOUNT APPLIED.   STEP FOUR - Formal Offer Of Your Choice To Purchase And Notice Of Intention This will sent to you by post and once received. CONTACT US IMMEDIATELY One of our friendly advisers will guide you through your options at this stage as you will only have a limited time to accept the offer.
The first thing you need to know is whether you are eligible for the Right to Buy. Eligibility criteria apply to you and the property you live in. If you’re not sure you could be eligible to buy your home and you’d prefer to speak to one of our Right to Buy advisers please choose from one of the 3 options  on this website they will walk you through the Right to Buy process and answer any questions you may have. However, your eligibility would need to be confirmed by your landlord as part of the Right to Buy application process.
Your discount is considered as a deposit also in most cases you may use or borrow some of this deposit for home improvements speak to us about this.